Why do I need a Merchant Account?
Are you aware of the benefits that a merchant account can offer you? Well, a merchant account is of great value to business entrepreneurs as it enables them to accept payments by all kinds of credit cards. People prefer to make use of plastic money in almost all their transactions, as they do not need to carry hard cash along with them. To give a boost to sales, it is believed that every businessman should have atleast one merchant account. It helps to ensure that your customers can buy liberally without worrying about the money.
What credit cards will I be able to accept?
You will automatically be set up to process VISA, MasterCard and Discover transactions. We also assist to accept American Express.
How long before I’m up and running?
Our application is as short as could be with your busy schedule in mind. But before you begin, you will need to gather necessary information. Provided you have all of the information on hand, you can complete the application in about 15 minutes.
Will I need to purchase new equipment?
If you already own a terminal, it can probably be reprogrammed.
What type of bank account do I need?
A business checking account is enough.
What happens after my application is approved?
After we approve your application, we will send you an email that confirms your approval and contains your assigned Merchant ID number. You will also receive an email explaining your real-time setup (if you are using one of our systems). Note: You or your e-commerce provider will need to perform a small amount of configuration when setting up your real-time processing environment. You will receive a Welcome Packet by mail that explains this process in more detail.
How quickly can I begin processing credit cards once my application is approved?
99% of all merchants are approved with 24 business hours from the time we have your application/agreement. At this point you can begin your e-commerce integration and initiate credit card processing thereafter.
How will I get paid for credit card transactions?
The money will be deposited directly into your checking account.
Who can help me complete the application?
If you are having trouble, please call. Our customer service representatives are available to assist you weekdays from 9 am and 6 pm.